See finance from a fresh perspective
Our small business finance Experts will help you make sense of the numbers and manage your business more effectively.
Our Finance Experts
We’re currently in the process of appointing Experts for this category – watch this space!
Top questions our Finance Experts are being asked right now:
Finance topics we help with
Your business is creating financial information constantly. Every decision will have a financial impact, now or in the future. Finance and accounting professionals have their own language and thought process to describe your organisation. Profit and Loss, Balance Sheet, and Cash Flow – between them they paint your financial picture.
We help you understand the language and reasons for these reports, without teaching you accounting. Our approach is to view these reports from your perspective, helping you understand and interpret them, and communicate with finance people more effectively.
Once you conquer the language of financial reporting, you are more able to use reports to judge your financial performance. Have sales increased but profit decreased? What caused this? What are the financial risks in your business? Are we making more profit, but have less cash? All of these questions can be answered through analysis of your financial results.
We can help you see the story within the numbers. We don’t concentrate on the calculations (let software do that), we look for the meaning in the numbers, and help you to see it.
We’ve all heard the mantra “Cash is King” – however we like to think that Cash Flow is King. Every business, from the single person to the largest multinational relies on the availability of cash for survival. When Warren Buffet looks at a business to invest in, he starts with understanding the nature of its Cash Flows.
Well, if it’s good enough for Mr Buffet, it’s good enough for us! We can assist you to dissect the nature of how cash flows through your business, how this might be improved, whether you have any upcoming problems, and how to avoid them.
Can you easily identify your most profitable products or services? Do you know when you will make a profit from each of them? What happens if costs change, or you offer discounts? Thinking of launching a new product, but not sure how to price it? Can you cover the costs of running your business? These questions can consume hours of your time.
Our Experts can help you understand Break-even analysis, and how to build simple yet powerful models so that you can plan and be ready for price or cost changes. This helps you understand and be ready for the future, rather than having to react to the present.
Every dollar in your business costs you something. You may have borrowed from the bank, use credit cards, allow customers to pay later, or be a firm believer in spending only what is yours. Regardless of your choice, money has a cost. Having insight into the differing costs and risks of the sources of money in your business help you make more effective decisions.
Our Experts can guide you in understanding the cost of money for your business, so that you can maximize the impact on your business.
Finance professionals use terms like ‘capital’, ‘fixed assets’, ‘capex’ and ‘return on investment (ROI)’ to explain the use of money in your business. If you’ve purchased equipment, computers, cars, machinery or software, you’ve made these decisions already. Concepts used to judge these decisions can be complex – but they don’t need to be.
We help you use everyday language to gain insight into this confusing world. If you’re ever thinking of asking your bank for money to grow, knowledge of these concepts is invaluable. Our Experts are well practiced in demystifying the language of capital, and can help you use it for your advantage.